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Homeowners’ Insurance Won’t Fix The Sink – You Need Home Insurance

These days, one of the biggest issues that homeowners have is taking care of all the complicated appliances, wiring and heating/cooling systems used in modern houses. To do this, you not only need to inspect your home on a regular basis, but you also need to invest in protection for your home. One of the most important investments that you can make is a home warranty. This type of insurance differs starkly from homeowners insurance in that it protects your home from a wider range of issues, including things like a broken sink. To put into perspective how important this insurance is, below is an overview of what exactly is covered in your home when you take out a home warranty.

Check out American Home Shield at https://www.ahs.com for more information about home warranties.

Plumbing is Covered

home warrantyAs mentioned above, there are many things that can break down, including your plumbing. When you have a plumbing problem, it isn’t homeowners insurance that is going to save you and your wallet, but insurance for your home. The insurance will usually cover the service of the repair call and the parts needed to fix what is broken. Plumbing can also be a costly issues, so you don’t need to be concerned in paying for the problems that can frequently arise. Also, since you have a plan that covers your plumbing, you may be able to take advantage of the protection and get regular maintenance calls to your home to check if everything is in working order.

Appliances are Covered

Another component that is covered are your appliances. Appliances break down much more frequently than most people think and the repair costs are also higher than usually is expected. As a result, it is best to get the type of insurance that is going to protect your appliances, such as insurance for the home. When you do take out this insurance, verify that the insurance company has every single appliance you own listed so that you get the fullest coverage available.

The Roof is Covered Too
Lastly, you should also note that the roof is covered, which is great if you live in a state that is prone terrible weather. Roofs are also one of the costliest things to repair and with the right insurance scheme for your home, you won’t need to worry about dishing out thousands of dollars for a simple repair. If you are interested in insurance for your home, speak to your provider today.

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How To Fix A Toilet

Toilet repair is something that most people can handle themselves. There are several different things that can go wrong with a toilet; here are a few of the more common problems and how to fix them.

Fixing a Toilet’s Broken Handle

Typically a toilet handle issue is one of three problems: the handle has broken, the chain has come off the handle or the plug, or the plug itself has broken. In most cases the handle on a toilet has a screw on the back which makes it easy to remove and replace. If it has broken you can simply get a new one, unscrew the old one and put the new one in place. If the chain is broken you might have to get a new chain if you can’t repair it. In most cases a damaged plug will need to be replaced. You can get these at most hardware or plumbing supply stores. They normally easily unsnap from the toilet and are easily replaced.

Replacing a Toilet Seat

The average toilet seat uses a couple of screws to attach it to the toilet itself. You may need some WD 40 in order to get these screws off because often they become corroded (especially if the seat has been in place for a while). You can reach below the toilet and unscrew them from the bottom, remove the broken seat and then attach the new seat.

Fixing a Leaky Toilet

w11Toilets have several different areas which are susceptible to developing leaks. If the leak is from the seal which connects the toilet to the floor you may need professional help to fix it. If the leak is coming from the tank on the back of the toilet it is likely one of the seals in the tank at fault. The easiest way to fix these types of leaks is to identify where the leak is coming from and buy a new seal. Flush the toilet and drain the water from the tank. Typically you can remove the seals with a screwdriver or pair of pliers. Follow the instructions on the seal packaging. Some will require you to use a liquid sealant around the edges before you put them in place. If you use a sealant make sure to give it time to dry before filling the toilet back up with water.

A leaky or broken toilet is often something relatively simple to fix. With a few tools and a little research you can have your toilet working like new again.

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Most Important Refrigerator Features

Purchasing home appliances is one tricky area for most people. The issue with buying appliances is that you can never be certain that you’re getting the best product available and that the features of that product are going to be exactly what you need for your household purposes. One of the most difficult appliances to buy is your home fridge. The reason behind this is that most refrigeratorson the market are complex, they are varied, and they each come with their own special components that you aren’t sure that you need. To help you make the right decision, below is an overview of the features that you do need so you don’t need to spend money on those that are worthless.

Energy Efficiency

When you purchase a fridge, you’ll notice that some have what is known as an “Energy Star Rating.” This rating indicates that the fridge complies with energy efficiency requirements in the United States. This is important because fridges compromise up to 20 percent of your household energy use, meaning that any way to cut this figure down is worth trying. Buying a fridge with this type of rating can save you a great deal of money in the long run, despite the high initial cost of an energy efficient fridge.

Automatic Defrost

Another highly beneficial feature is automatic defrost. Older fridges and some newer models are not equipped with a defrost feature, which in turn leads to the build-up of ice that can damage the fridge over time. The automatic defrost feature prevents you from requiring over-maintenance that can be very costly. In addition to keeping your fridge in good shape, having an automatic defrost feature will also prevent you from going through the annoying hassle of defrosting the fridge on your own.

Water and Ice Dispenser

Finally, having a water and ice dispenser is also a great feature to have. Instead of spending money on having a separate water machine, you can get a fridge that dispenses water and ice whenever you need it. You also don’t need to run to the store and grab a bag of ice and waste space in your fridge. Instead, having a water and ice dispenser is a much better and more convenient feature. You can also have the fridge easily hooked up to your water line by a professional fridge installer to save you any hassle.

 

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How To Use Moldings To Best Advantage In Decorating Your Home

There are many ways that you can achieve high-class and classic look in your home. It is only a matter of paying attention to the details and incorporating elements that have a timeless presence in your home. One of the types of decorating methods that you can use is to install moldings. There are many different types of moldings, but regardless of which you choose, you can easily enhance any room or personal space. Below are a few ideas on how you can use this decorating method to your advantage with very little hassle and work.

Living Room with High Windows and Ceilings

If you are blessed enough to have a living room or office with high windows and ceilings, then choosing a molding to add to the above portion of your walls throughout the entire room is going to add immense value to the room. With moldings, you can give the room a classic feel too. To add to the space, another idea is to add matching shutters to the windows. For instance, if the molding is white, then you can add shutters that are also white and made out of the same material.

The Modern Dining Room

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Many people falsely believe that molding in any space is going to give the room a traditional and homey feel. The good news is that if you are a more modern style type of individual, then you can get molding that is going to match your modern taste. For instance, for a modern style living room, you can choose a flat and standard molding that does not have any ornate look to it. The molding will increase the value of the space and it will also compliment the modern trend of your dining room.

The Contemporary Office

Another idea for molding that plays to your advantage is using the molding to create a contemporary style office. Each of the above style decisions is going to appeal to any homebuyer, but one of the best ways to increase that appeal is to use molding in a contemporary office setting. Homebuyers love spaces that fit today’s trend and choosing molding that compliments a contemporary style is going to fit in easy to that trend. Overall, if you are looking for an easy accent that beautifies your home, then molding is the way to go.

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The Assortment of Screwdrivers Which Will Come in Handy

w9When working around your home, you always need to make sure that you have tools that are going to come in handy. While there are certainly many types of tools that you should have on hand, the tool of utmost importance is the screwdriver. The benefit of having a many types of screwdrivers in your toolbox is that you will be able to handle any project that arises. Most screws come in different shapes, sizes, and designs. As a result, you’ll need a tool that is going to be able to handle whichever one you are dealing with at the moment. To make your job easier, below is an overview of the different types.

Slot

The first and most common choice is a slot shaped driver. This particular model was one of the first types to appear on the market because most materials were made with slotted screws. They are very stable, easy to use, and depending on the brand, comfortable to handle. The only disadvantage of this type of driver is that it can be a bit bulkier than other options and it also does not center very well, which can be a challenge.

Philips

Also the name of a popular brand, this driver is in the shape of an “X.” The great thing about this type of model is that with the right level of force and concentration, you can unscrew nearly anything that you are dealing with. This model also comes in many different shapes and sizes, which means that if the screw is especially small, you will have the proper tool to handle it.    The only issue with this model is that sometimes, the force between the screw and the driver can affect the profile.

Torx

One of the more uncommon options is a Torx. The driver is in the shape of a star and it is usually found on most specialized types of appliances and electronics. The rounded lobes allow for a high level of geometry when you try and unscrew the screws that you are dealing with. You also don’t need to use as much force when you are working on a project because this driver is especially easy to maneuver and it allows for a high level of performance and concentration. Like most models, this also comes in different shapes and sizes so you can get anything done.